Repossessions on the rise

Court figures show the number of mortgage repossession orders in England and Wales are at their highest number in five years.

The BBC found mortgage repossession orders in England and Wales reached 10,853 in 2024-25*. This was their highest number in five years.

Unfortunately, this is not a surprise to us at Leka Solicitors. Every day we have people calling us and sharing their stories. Issues with soaring interest rates, Covid-19’s impact on people’s businesses and the general cost of living crisis are all factors.

We have clients who come to us at all stages - from a letter from the bank warning them about repossession, to the repossession hearing stage and even to the post-eviction stage. At all times there are things people can do. People just need sound legal advice and support - that is where we come in.

In the month of October alone, we had seven successful outcomes in repossession matters. That is seven clients and their families who were able to keep their homes and make decisions for themselves, without the threat of their lenders looming overhead.

Our clients kindly leave us independently-verified reviews which can be found here. Here is one example:

“I must say, the experience was truly exceptional. The team demonstrated a deep understanding of my needs, and their analytical review was thorough and insightful. The strategic consideration and the next steps were clearly explained including financials. The delivery was par excellence. I was thoroughly impressed with the professionalism and expertise displayed throughout the consultation. I would highly recommend… to anyone seeking top-notch legal guidance”

Sashi Pararajasingam worked on this matter, alongside Sankirtan Srenathan - one of our trainee solicitors.

We operate a very unique model - we only act for borrowers, never lenders. We are also always upfront about our fees. We are aware of other providers out there who may try and put charges on your home, or try and buy your home from you. We do not want to do any of that - all we want to do is give you good legal advice and save your home.

If you would like to speak to us about your repossession issues please get in touch and we would be happy to help.

*BBC News article: https://www.bbc.co.uk/news/articles/cj0e0jjz88ro

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